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INTRODUCTION: This year had been a good Financial Year for the Organization. The Project continued its activities in 55 villages of Gundlupet Taluk. Focus was on training & strengthening Self Help Group (SHG’s) members economically by giving Revolving Loan Fund (RLF) and training SHG’s members.

WEATHER: The monsoon was below normal. The monsoon as usual started very well initially and sowing started as early as third week of April 2010 but failed, when the crops were flowering and needed rains (July - August). Then it started raining heavily again when the crops were about to be harvested, when we did not want rains. However, the latter monsoon was helpful and the farmers were able to get good yield in horse gram, & ragi. The following are the some of the main activities of International Human Development & Upliftment Academy (IHDUA).

The Trust has been working in Gundlupet Taluk since September 2000 & the activities of the Project can broadly be classified into

I. Rural Education

II. Women Empowerment Program

III. Vocational Training

IV. NABARD Program

V. Other Programs

I. RURAL EDUCATION: The Trust has established a co-education school since 1992 in Mullur village, which is about 20 Kms. away from Mysore. This school caters to the education needs of 9 villages and there are 363 students studying from LKG to Std. X. There are 18 full time teachers with a Secretary administrating the School. English is being introduced to the students from LKG, as the rural children find it very hard to learn English. Computer education, English, Cultural activities and sports competition are arranged in order to improve the quality of education in rural areas. The students are not only given 'Quality Education', but are also encouraged to take part in extra curricular activities. The girls of our school were the winners in volley ball competition at the Taluk level and the boys were runners up. Cultural activities were held periodically to promote and encourage the talents of the students.

In this academic year, 41 students will be appearing for Std X (SSLC). At the time of reporting, we have received the results & our school has achieved 85% results in Std.X. This has been the worst result of Std. X since inception. The reason being, as the school had always been achieving above 92%, many of the students from neighboring villages had come for admission & their education level was below par. However the parents insisted that they sit for exams and thus we have had bad results. However, we are far better than the Govt. STd.X results, which was just 68%.

A students Government was formed with the advice of Ms.Anjali in a democratic way, which included voting in each class to select their representative. The students showed keen interest in the process of voting and electing their leaders. The students meet once a month to discuss the main problems in the school. Drinking water problem was solved and this was the first achievement of this committee. . The school day was conducted during the month of January.

The students of Std.X & teachers went on a one day excursion to Bangalore They saw Visveshwaraiah Museum, Vidhana Soudha, etc. during mid term holidays. Fifty students and staff from Marimallappa Junior College, Mysore conducted the NSS camp in Mullur and all the students stayed in our campus for seven days.

Our old students Association is doing fairly well and they met twice last year.

Sister Jeswin from Mount Carmel Convent, Mysore used to visit the school once a week and used to teach English to the students. Mrs.Bhagya Ajaikumar, Trustee of IHDUA used to visit the school & teach arts to the students.


A. During last Financial Year (FY), we had 368 SHG's. We have initiated 55 new SHGs during this financial year & now we have 423 SHG's as on March 2011. (Women - 335, Men 86, Mixed - 2, ) The SHG savings has increased from Rs. 1,21,48,288 during last FY to Rs.1,62,82,458 as of March 2011. IHDUA linkage has increased from Rs. 57,22,000 given to 86 SHG's last FY to Rs.61,43,000 given to 85 SHG's. So far, the loan recovery is around 98%. This has stopped SHG members from taking loans from local moneylenders, who used to charge high rate of interest (from 5% - 10% per month). The SHG's which are more than 2 years old have started taking loans from consumption to income generation activities & have developed a lot of confidence among them. However, the new SHG's which have been formed are still taking loans for consumption.

SHG's were not only used as a platform for economic development, but were also used for creating awareness on health issues, importance of education, taking up new income generating activities, training on different vocations, importance of Revolving Loan Fund, etc

B) Training to

a. Multi Purpose Workers (MPW's): MPW's are volunteers selected by the community & the Organization. These MPW's, work as a bridge between the community and the organization. They are usually boys/girls who are unemployed and have studied Std.X. They are paid honoraria by the organization. They help the SHG's to write and monitor books of SHG's and implement programs. These MPW's undergo regular training & meet once a month to review and plan their work. At present, we have 18 MPW's.

b) Twelve MPW's were trained in 2 sessions on auditing the books of accounts of SHG's assist the field staff in auditing the books of accounts. Seven MPW's are now independently auditing the SHG's accounts.

c) A total of 12 monthly meeting with the MPW's were organized during this financial year. This was to review their work as well as plan their work for the next month. During this meeting half a day was spent on training them on different subjects in the field of health, agriculture, horticulture, vocational training, etc.

d) Three senior MPWs were taken as Resource Faculties to train SHG members on the concept of SHG and also for training SHG representatives on Book Keeping. They were assisted by the Field Staff and these three MPWs can now independently do training to new SHGs on the concept of SHG and also train SHG representatives on Book Keeping.


In order to provide alternative employment, various vocational training programs were taken up. The following are some of the Programs:

a. Tailoring: Tailoring & embroidery training program, which was initiated in Begur during January 2010, where 11 Girls were attending was completed in June 2010. Apart from this, a training program was organized in Thoravalli village in collaboration with JSS Polytechnic, Mysore and 25 Girls from 5 villages participated in this 5 months training program. One more batch was started in Begur during August 2010 where 8 girls from 3 villages were able to complete this program. Apart from this, 2 sessions of tailoring training was also organized in Mysore and 34 Girls completed this 5 months program.

All the students who completed the training were given Certificates. About 40 - 50 % of the trained girls have purchased tailoring machine by taking loans from SHG's & or have been given tailoring machines donated by GIVE INDIA donors & are earning between Rs. 400/- to Rs.2000/- per month, depending on the season.

b. Training on Tailoring Machine Repair and Maintenance: A one day training program was organized on the above subject for all the above training sessions.

c. Tailoring Production Centres:The Tailoring Production Unit at Begur which was started in 2005 is doing well. During this Financial Year, apart from stitching Surgery gowns, Masks, Shirts, Pyjamas for Surgery unit, etc., for Bharath Hospital & Institute Oncology, Mysore, they have taken orders from Bangalore Institute of Oncology, Bangalore for supplying 1000 Bed Sheets and Pillow covers every Quarter. They have so far supplied 4325 Bed Sheets and Pillow Covers to BIO Bangalore during this FY.

d. Production of High Protein Energy Food: Two SHG members who has been trained on the production of High Protein energy food are at present producing this energy food, which is being given to malnourished children identified by Bharath Charitable Cancer Hospital and Institute. A total of 190 Kgs were produced by them and the same were given to 60 malnourished children.

e. Training on construction of sarala ole: In order to upgrade the skills, eight local masons were identified & trained on construction of sarala ole, a fuel efficient stove & 816 sarala oles were constructed by them.

f. Nurses Training: Girls from the Project area, who had studied Std.X & above& who had discontinued studies were identified and sent to Bharath Hospital & Institute of Oncology, Mysore & Bangalore Institute of Oncology, Bangalore for training in Nursing. This training is for a period of 2 years. They are given boarding & lodging by the hospital. Once trained, they are either absorbed in the hospital or are recruited by other hospitals. There is a lot of demand for nurses in Mysore hospitals & once trained, they will draw a salary of Rs.2000/- to Rs.4000/- per month, apart from being provided free accommodation. 11 students were identified and sent for nursing to the above hospitals during this financial year.

All the above vocational training had been planned so that supplementary employment is provided to women. The Trust plans to initiate other vocational trainings during the coming years in the Project area.


We had given a proposal for training existing SHG members to NABARD on the concept of SHG. NABARD approved the Project in May 2010 to train SHG members covering 102 SHGs for an amount of Rs.1,00,000. The program was initiated in last week of May 2010 and was completed in the third week of August 2010. The module for training consisted of : What is poverty?, Poverty Analysis, Need for SHG, Concept of SHG, Objective of SHG, importance of Savings, Rules and Regulations of SHG, vision for SHG, importance of Loan, different IGP programs and different sources of finances to SHGs. A total of 1395 SHG members from 100 SHGs in 32 villages participated in this program. Apart from this, 17 MPWS were also involved and participated in this program.

A proposal for training of 1116 SHG representatives from 372 SHGs in 45 batches from 53 villages on book keeping was submitted in April 2010 and we were asked to resubmit the same, which was which was done in third week of October 2010. The Project was approved for training 744 SHG representatives in 25 batches during last week of December 2010. The first training program was started on 4th January 2011 and was completed by 11th February 2011. The final report was submitted on 14th February 2011 to NABARD. The module consisted of the following. Intoduction of the organization, Review & Summary of the Annual Report of the trust for 2009-10, Role and Responsibility of SHG Representative, Importance of documentation, importance of regular meetings, regular repayment of loan with interest, rotation of loans, Importance of book keeping in SHG, Important books to be maintained by SHG, Assessment & quantum of loan to members, Prioritising the loan among members, interest calculation, importance of bank linkage, maintenance of vouchers, SHG audit and its importance and grading of SHG. Apart from this, practical session was also on writing of Resolution, individual loans/saving ledger, Cheque, pay in slips, writing of withdrawal slips, etc. An amount of Rs.1,62,500 was reimbursed by NABARD during March 2011.

One more Project on SHG Bank Linkage - NGO as Self Help Promoting Institution (SHPI) was submitted to NABARD during fourth week of October 2010 to promote, train, monitor and provide bank linkage to 150 new SHGs. This Project was approved by NABARD in the second week of November 2010 for Rs.6,75,000. This Project is for a period of 3 years. An advance of Rs.33,750 was given by NABARD to implement this program during December 2010. We have formed 49 new SHGs ( Men 9 & Women 40) under this Project and one day training program along with grading of SHGs have been conducted in 36 SHGs. 31 SHGs have started taking internal loans and repaying the loan. SHG kits have been distributed to 40 SHGs. We have also in the process of recommending 26 SHGs for Bank Linkage. Two Project Implementation & Monitoring Committee meetings have also been completed and the First Quarterly Report has also been submitted to NABARD. An amount of Rs.87,525 needs to be reimbursed from NABARD.


A) Donation & Activities of GIVE: The following amount has been received from GIVE INDIA during the year.




Amount (Rs.)


Help improve a rural school

2 schools



Sponsor Kitchen Garden

72 Units ( 432 families)



Adopt a Child for Education (ACE)

60 Units (120 children)



Help one women acquire tailoring machine

21 Women



Construction of class room

2 rooms



Construction of Toilets

15 units ( 30 families)



General Fund











Under ACE program, 103 poor and needy children from Vinayaka Gnana Vidya Shale, Mullur were given school uniforms, school books to continue their education. Two rural Higher Primary Schools were identified and were given reference books for teachers to teach, library books, Charts, sports materials like cricket bat, wickets, badminton bat & ball, football, volley ball, tennicoit ring, skipping ropes, etc. They were also given pressure cooker to help in cooking of vegetables/Dhal for the mid day meal to be given to students. Apart from this, 2 preschools were also given pressure cookers and play materials.

To improve nutritional intake of poor families, 120 families in 7 villages were given 12 different varieties of seeds (beans, radish, ladies finger, ridge gourd, bitter gourd, snake gourd, brinjal saplings, pumpkin, cucumber (two types), cluster beans) for growing in their kitchen garden. This program benefited the above families to get fresh vegetables for almost 2 - 3 months.

Thirty Seven women/girls from 19 villages, who had undergone training in tailoring were assisted to purchase 37 tailoring machines, and these girls/women are earning between Rs.400/- to Rs. 2000 per month depending on the season.

In the project area, not more than 30% of the houses have toilets. Two toilets were constructed in 2 villages. The Project gave 2 bags of cement, pan, pea trap, foot rest, one door, one ventilator, plastic pipe - 3. These were given to 2 beneficiaries so that others could see and replicate the same. We have also discussed with Zilla Panchayath and they have agreed to give Rs.3000 as grant for families, who are below poverty line.

A Project for Rs.500,000 for construction of 2 Class rooms in Mullur was submitted to GIVE India and the same was approved by GIVE Bangalore Circle. The Project was approved in December 2010. The first installment of Rs.340,000 was released to the trust in Jan. 2011. Foundation has been completed and wall construction of 8 ft has been completed. We hope to complete the class rooms within July 2011.

C) KATHERINE Education Fund: This fund had been setup by one of the US interns, Ms. Manjari Ranganathan to promote higher education (>Std.X) for girls of rural villages. Loans are given to the girls through SHGs @ 5% interest per annum, which should be repaid within one year. During this year, we have helped 5 girls under this program. Three girls have taken loan for studying Pre University, one girl for studying B.Com., and one girl for studying B.Ed, / TCH.

VI. Credibility Alliance:

We are proud to inform that we have again been selected by Credibility Alliance, Delhi for our transparency and Accountability. Less than 250 NGOs have been selected through out India.



Designation in the Trust


Dr.B.S.Ajai Kumar



DR. H. Sudarshan



Mrs. Bhagya Ajai Kumar



Mr. Abuli Vagh



Dr. C. Usha Rao



Mr.Krishna Vattam


AUDITED FINCIAL STATEMENTS for 2010-2011 is enclosed for reference.


Slab of Grass Salary (in Rs.) Plus Benefits Paid to Saff

Male Staff

Female Staff

Total Staff

Less than Rs.5000




Rs.5000 - Rs.10,000




Rs.10000 - Rs.25000





Head of Organisation


Highest Paid


Lowest Paid (honoraria)



No Staff / trustees have been sent abroad during the reporting period.

F. NATIONAL TRAVEL (2010 -2011):

Total expenses incurred for staff for travel is Nil. No expense has been incurred for Board members.


No remuneration and reimbursement has been paid to the Trustees by this organization for domestic travel, local conveyance, entertainments, etc.

VII. Project Submitted to GIVE INDIA & NABARD

1 Corpus for Revolving Loan Fund to SHGs - Rs.50,00,000

2. Construction of two class rooms for rural school - Rs.5,00,000

3. Proposal for capacity building of SHG members - Rs.1,00.000/-

4. Training to SHG representatives on Book Keeping - Rs.1,62,500/-

5. Grant Assistance to function of SHPI Rs.6,75,000/-

Of the 5 Projects submitted, 3 Projects of NABARD ( Sl# 3,4 & 5 ) have been approved and one Project on Construction of 2 class rooms for Rural School has been approved by GIVE INDIA Donor.

VIII. Future Plans:

a) To expand our activities from 55 villages to 70 villages

b) To increase Self Help Groups from 425 SHG’s to 475 SHG’s

c) To increase IHDUA loan linkage from 75 SHG’s to 90 SHG’s and increase loan from Rs.55,00,000 to Rs.70,00,000

d) To continue the internship program

e) To make IHDUA self sustaining

IX. Conclusion:

During 1993 - 2000, the focus of the Trust was on Rural Education. However, from 2000 onwards, the main focus has been on ‘Women Empowerment’ & “Economic Empowerment among women”. Thus the organization has initiated & promoted more women groups and a lot of vocational training has been taken up during the reporting period, so that regular employment and income is assured. As planned in the previous year, tailoring Production Units have been initiated and production and sales have started. The members of the women group are becoming relatively confident. However, we have a long way to go. During the next financial year, emphasis will be on initiating more SHGs, providing training to them to manage their SHGs better, train SHG members on different vocational skills and starting more Production units on small scale & help in marketing the products. This will help them get regular/ supplementary employment, thus improving the economic status of the rural families. Emphasis will also be to tap Government resources & other donors to help the rural community & make the trust self sustain.

Photos of IHDUA activities

Student activities

Tailoring machine beneficiary

View of Kitchen Garden grown by the beneficiaries

Toilet constructed beneficiaries

Training of SHG members on SHG concept funded by NABARD

A view of the newly constructed school at Mullur funded by GIVE India - Bangalore Circle