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INTRODUCTION: The International Human Development & Upliftment Academy (IHDUA) has been established as a Registered Trust in the year 1991, with its Registered Office at Mysore. The activities of the Trust at present are mainly oriented towards Rural Literacy, Educational Programs and Rural Development with Focus on Women Economic Empowerment This year had been a very fruitful Financial Year (FY) for the Organization. The Project expanded its activities from 55 villages to 60 villages of Gundlupet Taluk during this FY. Focus was on formation of new SHGs, training & strengthening Self Help Group (SHG's) members through numerous training programs, which was funded by NABARD. Apart from this, GIVE India has also contributed for numerous programs, which has been a great boon to the rural community. However, it was a bad year for the community as the monsoon failed completely.

MISSION OF THE ORGANISATION: To enable Rural Communities, especially Women to become Agents of Change in a Development Process that is Equitable and Sustainable"

WEATHER: The monsoon was below normal. The monsoon as usual started very well initially and sowing started as early as last week of April 2010 but failed, when the crops were flowering and needed rains (July-October). The latter monsoons which usually never failed, failed and the taluk has been declared as drought prone district by the State government. The families had a very difficult time to lead their livelihood and many families migrated to Kerala and Tamil Nadu to get employment.

The following are the some of the main activities of International Human Development & Upliftment Academy (IHDUA).

The Trust has been working in Gundlupet Taluk since September 2000 & the activities of the Project can broadly be classified into:

I. Rural Education

II. Women Economic Empowerment Program

III. Vocational Training

IV. NABARD Program

V. Other Programs

I. RURAL EDUCATION: The Trust has established a co-education school since 1992 in Mullur village, which is about 20 Kms. away from Mysore. This school caters to the education needs of 8 villages and there are 340 students studying from LKG to Std. X. There are 18 teachers with a Secretary administrating the School. English is being introduced to the students from LKG, as the rural children find it very hard to learn English. Computer education, English, Cultural activities and sports competition are arranged in order to improve the quality of education in rural areas. The students are not only given 'Quality Education', but are also encouraged to take part in extra curricular activities.In cultural activities, at State level dancing competition, the school was able to get first prize.

During last academic year 2010 " 11, we were only able to get 82% results in Std. X A total of 39 students appeared for the exam . We had one student getting distinction (90%), First Class -" 9 students, II Class -" 12 students, III class -11 students, failed students -" 6. This has been the worst result of Std. X since inception. The reason being, as the school had always been achieving above 92%, many of the students from neighboring villages had come for admission & their education level was below par. However the parents insisted that they sit for exams and thus we have had bad results. However, we are far better than the Govt. Std. X results, which was just 68% last financial year. In this academic year, 31 students will be appearing for Std X (SSLC). We hope to do better this year.

The students Government which was formed with the advice of Ms.Anjali few years back is continuing and is working very well. The students show keen interest in the process of voting and electing their leaders. The students meet once a month to discuss the main problems in the school. The school day was conducted during the month of January 2012. Mrs. Debroh, an artist from USA was the chief guest. A science exhibition was also arranged during the school day and all the parents and guests appreciated the exhibition.

We conducted two parents meeting during this financial year. Our old students Association is doing fairly well and they met once during this financial year. Some of the old students also came & participated in the school day.

Sister Jeswin from Mount Carmel Convent, Mysore as usual like in the previous financial years visited the school once a week and used to teach English to the students. Mrs.Bhagya Ajaikumar, Trustee of IHDUA used to visit the school & teach arts to the students.


A.During last Financial Year (FY), we had 423 SHG-'s. We have initiated 87 new SHGs during this financial year & now we have a total of 489 SHG-'s as on January 2012. 21 SHGs got defunct during this financial year & we had to close them as they were not regularly meeting and not repaying their internal loans. In some of the SHGs, there were internal politics and we felt it best to close down these SHGs. There were few SHGs which we had to close down as the members used to migrate to Kerala & Tamil Nadu in search of labour and would not meet regularly. The SHG savings has increased from Rs. 1,62,82,458 during last FY to Rs.2,01,73,089 as of January 2012. IHDUA has given loans to 42 SHGs and Rs.38,23,000 has been disbursed as loans as of January 2012. So far, the loan recovery is around 95%. This has stopped SHG members from taking loans from local moneylenders, who used to charge high rate of interest (from 5% - 10% per month). The SHG-'s which are more than 2 years old have started taking loans from consumption to income generation activities & have developed a lot of confidence among themselves. However, the new SHG-'s which have been formed are still taking loans for consumption.

SHG-'s were not only used as a platform for economic development, but were also used for creating awareness on health issues, importance of education, taking up new income generating activities, training on different vocations, importance of Revolving Loan Fund, etc.

B) Training to

a. Multi Purpose Workers (MPW-'s):): MPW-'s are volunteers selected by the community & the Organization. These MPW-'s, work as a bridge between the community and the organization. They are usually boys/girls who are unemployed and have studied Std. X. They are paid honoraria by the organization. They help the SHG-'s to write and monitor books of SHG-'s and implement programs. These MPW-'s undergo regular training & meet once a month to review and plan their work. At present, we have 18 MPW-'s.

b)Fifteen MPW-'s were trained in 2 sessions on auditing the books of accounts of SHG-'s & they assist the field staff in auditing the books of accounts. Seven MPW-'s are now independently auditing the SHG-'s accounts. A training on how to document NABARDs monthly report was organized and 13 MPWs participated in this program.

c)A total of 12 monthly meeting with the MPW-'s were organized during this financial year. This was to review their work as well as plan their work for the next month. During this meeting half a day was spent on training them on different subjects in the field of health, agriculture, horticulture, vocational training, etc.

d)Three senior MPWs were taken as Resource Faculties to train SHG members on the concept of SHG under the NABARD program.


In order to provide alternative employment, various vocational training programs were taken up. The following are some of the Programs:

a. Tailoring:Tailoring & embroidery training program, which was initiated in Begur during January 2010, where 13 Girls were attending was completed in June 2011. Apart from this, a training program was organized in Kabballi village in collaboration with JSS Polytechnic, Mysore and 21 Girls from 4 villages participated in this 5 months training program. Apart from this, another batch was started in Begur during August 2011 and 8 girls completed the training in January 2012. A new batch was started in January 2012 and 15 girls are attending this six months training program. One more sessions of tailoring training was also organized in Mysore and 22 Girls completed this 5 months program.

Thus, a total of 79 students have undergone tailoring training during this financial year. All the students who completed the training were given Certificates. About 40 -" 50 % of the trained girls have purchased tailoring machine by taking loans from SHG-'s & or have been given tailoring machines donated by GIVE INDIA donors & are earning between Rs. 400/- to Rs.3000/- per month, depending on the season.

b. Training on Tailoring Machine Repair and Maintenance: A one day training program was organized on the above subject for all the above training sessions.

c. Tailoring Production Centres:The Tailoring Production Unit at Begur which was started in 2005 is doing well. During this Financial Year, apart from stitching Surgery gowns, masks, shirts, pyjamas for surgery unit, etc., for Bharath Hospital & Institute Oncology, Mysore. They have taken orders from Bangalore Institute of Oncology, Bangalore for supplying 1500 Bed Sheets and Pillow covers every Quarter. They have so far supplied 5000 Bed Sheets and Pillow Covers to BIO Bangalore during this FY.

d. Production of High Protein Energy Food: Two SHG members who has been trained on the production of High Protein energy food are at present producing this energy food, which is being given to malnourished children identified by Bharath Charitable Cancer Hospital and Institute. A total of 400 Kgs were produced by them and the same were given to 60 malnourished children.

e. Training on construction of sarala ole: In order to upgrade the skills, four local masons were identified & trained on construction of sarala ole, a fuel efficient stove & 598 sarala oles were constructed by them.

All the above vocational training had been planned so that supplementary employment is provided to women. The Trust plans to initiate other vocational trainings during the coming years in the Project area


We had given a Proposal on SHG Bank Linkage -" NGO as Self Help Promoting Institution (SHPI) to NABARD during fourth week of October 2010 to promote, train, monitor and provide bank linkage to 150 new SHGs. This Project was approved by NABARD in the second week of November 2010 for Rs.6,75,000. This Project is for a period of 3 years. Last year, we had formed 49 new SHGs, whereas during this FY, we have formed 87 new SHGs (women -" 57, men -" 30) as on January 2012. One day training program along with grading of SHGs have been conducted in 74 SHGs & 1040 SHG members have been trained on the concept of SHG. 90 SHGs have started taking internal loans and repaying the loan. SHG kits have been distributed to 120 SHGs. We have also linked 26 new SHGs to Bank & Rs.16,64,000 has been given as loans. Five Project Implementation & Monitoring Committee meetings have also been completed and Four Quarterly Reports has also been submitted to NABARD. An amount of Rs.151,875 has been released by NABARD during this financial year.

We have given a Proposal for Training SHG Representatives on book keeping to NABARD during this month.


A) Donation & Activities of GIVE: The following amount has been received from GIVE INDIA during the year.




Amount (Rs.)


Adopt a Child for Education (ACE)

126 Units (252 children)



Construction of Toilets

50 units ( 100 families)



Sponsor Kitchen Garden

79 Units ( 474 families)



Help one women acquire tailoring machine

17 Women



Help improve a rural school

4 schools



Construction of class room Project

2 Rooms)



General Fund







Under ACE program, 103 poor and needy children from Vinayaka Gnana Vidya Shale, Mullur were given school uniforms, school books to continue their education. Two rural Higher Primary Schools were identified and were given reference books for teachers to teach, library books, Charts, sports materials like cricket bat, wickets, badminton bat & ball, football, volley ball, tennicoit ring, skipping ropes, etc. They were also given pressure cooker to help in cooking of vegetables/Dhal for the mid day meal to be given to students. Apart from this, 2 preschools were also given pressure cookers and play materials.

To improve nutritional intake of poor families, 120 families in 7 villages were given 12 different varieties of seeds (beans, radish, ladies finger, ridge gourd, bitter gourd, snake gourd, brinjal saplings, pumpkin, cucumber (two types), cluster beans) for growing in their kitchen garden. This program benefited the above families to get fresh vegetables for almost 2 - 3 months. This has been very useful program as this financial year was drought prone and these vegetables were a big boon to the families.

Eighteen women/girls from 10 villages, who had undergone training in tailoring were donated 18 tailoring machines, and these girls/women are earning between Rs.400 to Rs. 3000 per month depending on the season.

In the project area, not more than 30% of the houses have toilets. Fifty four toilets were constructed in 21 villages. The Project gave 2 bags of cement, pan, pee trap, foot rest, one door, one ventilator and one brush. These were given to 21 villages, so that others could see and replicate the same. Zilla Panchayath has also given Rs.3000 per toilet to families below poverty line as grant, as this is also one of the important thrust of the State government.

A Project for Rs.500,000 for construction of 2 Class rooms in Mullur was submitted to GIVE India and the same was approved by GIVE Bangalore Circle during last FY. The Project was approved in December 2010. The first installment of Rs.340,000 was released to the trust in Jan. 2011. Foundation and wall construction upto 8 ft has been completed during last financial year. We have completed this building during July 2011. GIVE has released Rs.161,706 which was the balance amount for this project during this financial year. The building was inaugurated by GIVE Bangalore Circle members and the school is using both these class rooms.

B) Internship ProgramWe had 12 interns along with 2 leaders who came from Global Routes, USA during July 2011. They stayed in Belchavadi village for a fortnight with 7 families. They constructed a community centre (20-' x 15-'), painted one Anganwadi centre, fenced the school, developed kitchen garden and planted about 150 saplings & gave sports materials including water filters to one govt. school. They also gave play materials to 2 anganwadi centres. The community centre was also inaugurated by them. There was very good bonding of the community and the interns. This is the third visit by Global Routes interns.

C) KATHERINE Education Fund: This fund had been setup by one of the US interns, Ms. Manjari Ranganathan to promote higher education (>Std.X) for girls of rural villages. Loans are given to the girls through SHGs @ 5% interest per annum, which should be repaid within one year. During this year, we have helped 5 girls under this program. Three girls have taken loan for studying Pre University, one girl for studying B.Com., and one girl for studying B.Ed, / TCH.

D) Anti Corruption Rally: As corruption has become rampant in Karnataka, we had organized an Anti Corruption Rally at Begur in December 2011 and around 900 women SHG members participated in this rally. This was the first anti corruption rally organised in a rural village. The main focus of this rally was to create and enlighten women on the importance of RTI (Right to Information Act) and to propogate anti corruption. Dr.B.S.Ajai Kumar, Chairman of the organization inaugurated the rally. Many of the SHG members spoke about how they had to pay bribe to get work done in Government offices. Dr.Ajai Kumar stated that they should not pay bribe and they should fight this social evil. He stated that corruption can be stopped, if all the SHG members become united and fight corrupt officers. He said that the organization would back them fully.

1.Names of Board Members and their Position



Designation in the Trust


Dr.B.S.Ajai Kumar



DR. H. Sudarshan



Mrs. Bhagya Ajai Kumar



Mr. Abuli Vagh



Dr. C. Usha Rao



Mr.Krishna Vattam


AUDITED FINCIAL STATEMENTS for 2011-2012 is enclosed for reference.


Slab of Grass Salary (in Rs.) Plus Benefits Paid to Saff

Male Staff

Female Staff

Total Staff

Less than Rs.5000




Rs.5000 - Rs.10,000




Rs.10000 - Rs.25000





Head of Organisation


Highest Paid


Lowest Paid (honoraria)



No Staff / trustees have been sent abroad during the reporting period.

F. NATIONAL TRAVEL (2011 -2012):

Total expenses incurred for staff for travel is Nil. No expense has been incurred for Board members.


No remuneration and reimbursement has been paid to the Trustees by this organization for domestic travel, local conveyance, entertainments, etc.

VII. Project Submitted to GIVE INDIA & NABARD

1 Corpus for Revolving Loan Fund to SHGs - Rs.50,00,000

2. Construction of two class rooms for rural school - Rs.5,00,000

3. Proposal for capacity building of SHG members - Rs.1,00.000/-

4. Training to SHG representatives on Book Keeping - Rs.1,62,500/-

5. Grant Assistance to function of SHPI Rs.6,75,000/-

Of the 5 Projects submitted, 3 Projects of NABARD ( Sl# 3,4 & 5 ) have been approved and one Project on Construction of 2 class rooms for Rural School has been approved by GIVE INDIA Donor.

VIII. Future Plans:

a) To expand our activities from 55 villages to 70 villages

b) To increase Self Help Groups from 425 SHG’s to 475 SHG’s

c) To increase IHDUA loan linkage from 75 SHG’s to 90 SHG’s and increase loan from Rs.55,00,000 to Rs.70,00,000

d) To continue the internship program

e) To make IHDUA self sustaining

IX. Conclusion:

During 1993 - 2000, the focus of the Trust was on Rural Education. However, from 2000 onwards, the main focus has been on ‘Women Empowerment’ & “Economic Empowerment among women”. Thus the organization has initiated & promoted more women groups and a lot of vocational training has been taken up during the reporting period, so that regular employment and income is assured. As planned in the previous year, tailoring Production Units have been initiated and production and sales have started. The members of the women group are becoming relatively confident. However, we have a long way to go. During the next financial year, emphasis will be on initiating more SHGs, providing training to them to manage their SHGs better, train SHG members on different vocational skills and starting more Production units on small scale & help in marketing the products. This will help them get regular/ supplementary employment, thus improving the economic status of the rural families. Emphasis will also be to tap Government resources & other donors to help the rural community & make the trust self sustain.